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Analyze your medical bill & pay it back over time

Nibble Health is a benefit your employer can offer – at $0 cost to you
App store
Visa

Easily handle your medical expenses

No one understands their medical bill

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Simple Bill

Check for billing errors & unfair charges
Review and understand your procedures with clear descriptions
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Simple Bill

Medical care
is too expensive

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Nibble Card

Get the care you need with your Nibble Card
Pay us back over time – No interest, no fees, no credit checks
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Visa Card

How Simple Bill works

1

Take a picture of your medical bill
We’ll scan it instantly
Medical bill

2

Detect billing errors
Contact providers to correct any unfair charges
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Optional

How Nibble Card works

1

Use your Nibble Card for medical expenses

In-personIn-person

In-person

Online

Online

Simple billIn-App bill

In-app with
Simple Bill

2

Select a repayment plan

3, 6, or 12 months

repayment plan

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Pay back over time

No interest, no fees

Pay back over time

Use wherever is accepted

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Dental Clinics

Dental Clinics

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Hospitals

Hospitals

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Pharmacies

Pharmacies

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Fertility Clinics

Fertility Clinics

& any other healthcare providers

Get started in
5 minutes

Setting up Nibble Health is easy –enroll at any time!
EnrollEnroll
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1

Download the Nibble Health app

App store
Google Play

2

Create your account in the app

Your Nibble Card is ready to use right away in-app and via Apple Pay/GPay.

3

Activate your physical Nibble Card

You’ll also receive a physical Nibble Card in the mail. That’s it!
Activate card

Frequently Asked Questions

Nibble Card

How do I use my Nibble Card?

Pay for any medical service at the register with your Nibble Card or upload your medical bill for payment by taking a picture of it in the Nibble Health app.

Your Nibble Card works at any establishment with a medical Merchant Category Code (MCC), which means it works at virtually any medical provider, including your doctor, your hospital, or your dentist—among many other traditional and non-traditional medical providers.

After you pay for a medical service, you’ll pick a repayment plan in the app. That’s it!

Does Nibble pull credit scores?

No, we do not pull individual credit scores. But we do have procedures in place to ensure that employees are given a conservative and responsible amount of credit that’s easy for them to pay back.

Does Nibble charge fees or interest?

No, we never charge fees or interest. It’s completely free for employees.

Follow-up question: How does Nibble make money? We’re an employee benefit, so we make money from monthly fees charged to your employer, just like any other benefit.

Does Nibble work with HSA/FSAs?

Yes! Use Nibble to pay for the medical care you need, and get reimbursed with pre-tax dollars from your HSA or FSA like normal. If you don’t want to use your HSA/FSA, that’s fine. Just use your Nibble Card. It’s that easy.

What happens if I leave my company?

If you leave your company, we allow you to continue repaying Nibble according to the existing plan you've set. No big deal.

If I don’t pay Nibble back on time, what happens?

We stop new charges on the card until you are up-to-date with payments, and we work with you to pay us back.

Do my transactions remain private?

Yes, everything you do on the Nibble platform remains private to you. Your employer does not see your transactions, your bills, or anything that you do with Nibble in any way that identifies you.

Feel free to get the medical care you need. Security and privacy are at the heart of what we do.

Simple Bill

How do I use Simple Bill?

Take a picture of your itemized medical bill (that includes procedure codes), and you’ll receive your Simple Bill immediately in the app.

We simplify your bill, check for errors, and let you know whether your provider’s charges were expensive, average, or a good deal using medical price data from your area.

Can I pay medical bills with my Nibble Card?
How does Nibble find errors on my medical bills?
What can I do if Nibble finds an error on my bill?
How does Nibble check medical procedure prices?
What kinds of medical bills can Nibble analyze?
What can I do if Nibble finds an expensive charge?
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More Questions?