3, 6, or 12 months
No interest, no fees
Pay for any medical service at the register with your Nibble Card or upload your medical bill for payment by taking a picture of it in the Nibble Health app.
Your Nibble Card works at any establishment with a medical Merchant Category Code (MCC), which means it works at virtually any medical provider, including your doctor, your hospital, or your dentist—among many other traditional and non-traditional medical providers.
After you pay for a medical service, you’ll pick a repayment plan in the app. That’s it!
No, we do not pull individual credit scores. But we do have procedures in place to ensure that employees are given a conservative and responsible amount of credit that’s easy for them to pay back.
No, we never charge fees or interest. It’s completely free for employees.
Follow-up question: How does Nibble make money? We’re an employee benefit, so we make money from monthly fees charged to your employer, just like any other benefit.
Yes! Use Nibble to pay for the medical care you need, and get reimbursed with pre-tax dollars from your HSA or FSA like normal. If you don’t want to use your HSA/FSA, that’s fine. Just use your Nibble Card. It’s that easy.
If you leave your company, we allow you to continue repaying Nibble according to the existing plan you've set. No big deal.
We stop new charges on the card until you are up-to-date with payments, and we work with you to pay us back.
Yes, everything you do on the Nibble platform remains private to you. Your employer does not see your transactions, your bills, or anything that you do with Nibble in any way that identifies you.
Feel free to get the medical care you need. Security and privacy are at the heart of what we do.
Take a picture of your itemized medical bill (that includes procedure codes), and you’ll receive your Simple Bill immediately in the app.
We simplify your bill, check for errors, and let you know whether your provider’s charges were expensive, average, or a good deal using medical price data from your area.